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Tag: Bankruptcy

"top bankruptcy questions" over someone struggling with a piggy bank

Bankruptcy Questions: What do you need to know?

How do I file for bankruptcy?  Bankruptcy facts, not the stuff people say about it, might help people who are struggling financially, and wondering “How can I get myself out of this hole and be able to reclaim my life?” Let’s talk about bankruptcy in a way that’s a little […]

FAQ: Bankruptcy Question

Common Bankruptcy Questions

Common Bankruptcy Questions Here are questions we often get about the bankruptcy process and how it affects people who file: Will I lose my car or my house if I file Chapter 7 bankruptcy? The vast majority of people who find themselves in the position of facing a Chapter 7 […]

Bankruptcy Notice

Suggestion of Bankruptcy

A Suggestion of Bankruptcy is a document filed in court giving notice that one of the parties in a pending case has filed bankruptcy.  If the party is a defendant the filing stops the case by virtue of the automatic stay of bankruptcy.  However the document can also be filed […]

Bankruptcy Exemptions

Bankruptcy Exemptions: Why You Need Them

Like an iron gate protecting an entrance, bankruptcy exemptions protect a debtor’s property against loss in bankruptcy. Theory of Bankruptcy Exemptions In the old days when a person filed bankruptcy, the story goes, their property was taken and sold or ‘liquidated’, the proceeds then divided among creditors. Any remaining debt […]

Bankruptcy Petition Preparers

BANKRUPTCY PETITION PREPARERS

Bankruptcy petition preparers offer an option sort of like a guy in a trench coat selling wrist watches. Bankruptcy petition preparers are not attorneys but offer ‘document preparation services’. With a word processor and a computer, pretty much anyone can create a pile of paper. But a troublesome issue looms […]

Debt collection and bankruptcy violations

Debt Collectors and Bankruptcy Violations

Debt collectors must stop after a bankruptcy filing or they commit one of several bankruptcy violations.  It doesn’t matter whether it’s a chapter 7, chapter 13 or other chapter.  The filing of a bankruptcy creates what is called an automatic stay. Collection stops because the U.S. Bankruptcy Code imposes the automatic stay with […]

New Years Resolutions Legal Angle

New Year’s Resolutions: Legal and Financial Matters

  Resolutions: Lose weight.  Exercise.  Eat Healthy.  Great. But, here are some smart New Year’s resolutions to upgrade your legal and financial status: 1.   Balance & review all accounts monthly or more often.  Rampant identity theft and big box store security breaches make this one of your top resolutions.  Some people […]

bankruptcy exemptions

BANKRUPTCY: INCLUDE ALL ASSETS INCOME AND DEBT

People sometimes talk about “putting things into” a bankruptcy, or “not putting something into” their bankruptcy.  In reality, bankruptcy law requires full complete truthful disclosure of all assets, income and debt. Often, various issues can be addressed in a beneficial manner as long as there is full disclosure.  But, when […]

charge off

Charge Off: What is it? Do I Still Have to Pay Charged Off Debt?

A “Charge off” is an accounting device used by creditors. Generally, if a debt has not been paid for 180 days or more, the original creditor will write off your debt, removing it from their books. It does not mean that the debt no longer exists or that you no […]

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Attorney Myers is a member of the American Trial Lawyers Association, Massachusetts Academy of Trial Lawyers, and New Hampshire Trial Lawyers Association. The Law Offices of Andrew D. Myers offer a broad range of legal services in personal injury cases in Massachusetts (MA) and New Hampshire (NH) areas.

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