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Tag: credit counseling

Model: Stephanie Waterman

Bankruptcy Basics: Chapter 7, Chapter 13

There are two basic types of consumer bankruptcy, Chapter 7 and Chapter 13. Chapter 7 cancels or “discharges” many types of debt.  Most credit card, medical, and other unsecured debts are discharged, as are most court judgments and loans.  Many filers find all of their debts discharged. Debts not discharged […]

Credit Counseling is a Must Prior to Bankruptcy

Credit Counseling: Bankruptcy Requirement

Bankruptcy filings require preparation.  Bankruptcy law  makes credit counseling one step in the process.  You can’t file a valid chapter 7 or chapter 13 without completing credit counseling, earning this step the name ‘Ticket In’ to bankruptcy. Credit Counseling: “The Ticket In” Under bankruptcy law people, not businesses, must take credit counseling before filing under Chapter 7 or 13.  Credit counseling can […]

Does Debt Consolodation Work?

Debt Consolidation and Other Options

Is debt consolidation a decent option? Our bills now overwhelm us, especially credit card debt. Is it to our advantage to think about debt consolidation? Many credit counseling and credit repair agencies, in the experience of my clients, in fact do more damage than good. Some, again in my experience […]

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Attorney Myers is a member of the American Trial Lawyers Association, Massachusetts Academy of Trial Lawyers, and New Hampshire Trial Lawyers Association. The Law Offices of Andrew D. Myers offer a broad range of legal services in personal injury cases in Massachusetts (MA) and New Hampshire (NH) areas.

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