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Tag: bankruptcy basics

What Happens to Personal Injury Claims in Bankruptcy?

PERSONAL INJURY CLAIMS IN BANKRUPTCY

Personal injury claims in bankruptcy present a challenge. As with most challenges, knowing the landscape helps address the issue. Bankruptcy laws require that all assets be identified and listed in the various petitions, statements and schedules that are part of the filing.  This is because, if you’re filing a chapter […]

Statement of Financial Affairs

Statement of Financial Affairs – Bankruptcy Forms

The Statement of Financial Affairs stands as one of many documents required in chapter 7 and chapter 13 bankruptcies. This document covers details from income to any business in which the filer has had an interest in the last six years.  Gross income is listed for the present year to date […]

Court Papers – Always Answer Complaints and Other Legal Documents

Court papers, sometimes served by a sheriff or process server, other times arriving by mail, should never be ignored. Failing to respond will result in a default judgment. Always answer a summons within the time limit.  When you are served with a law suit, the papers will tell you the […]

Discharge of Parking Tickets

Parking Tickets and Bankruptcy – Discharged?

Parking tickets – one of the nightmares of having a car in the city. People filing chapter 7 bankruptcies find tickets can be like a bad movie, they just won’t go away. Here’s the problem:  The U.S. Congress enacted the bankruptcy code, so we can’t be surprised that the law […]

Bankruptcy Notice

Suggestion of Bankruptcy

A Suggestion of Bankruptcy is a document filed in court giving notice that one of the parties in a pending case has filed bankruptcy.  If the party is a defendant the filing stops the case by virtue of the automatic stay of bankruptcy.  However the document can also be filed […]

Bankruptcy Exemptions

Bankruptcy Exemptions: Why You Need Them

Like an iron gate protecting an entrance, bankruptcy exemptions protect a debtor’s property against loss in bankruptcy. Theory of Bankruptcy Exemptions In the old days when a person filed bankruptcy, the story goes, their property was taken and sold or ‘liquidated’, the proceeds then divided among creditors.  Any remaining debt was then […]

Bankruptcy Petition Preparers

BANKRUPTCY PETITION PREPARERS

  Bankruptcy petition preparers offer an option sort of like a guy in a trench coat selling wrist watches.  Bankruptcy petition preparers are not attorneys but offer ‘document preparation services’.  With a word processor and a computer, pretty much anyone can create a pile of paper. But a troublesome issue […]

Debt collection and bankruptcy violations

Debt Collectors and Bankruptcy Violations

Debt collectors must stop after a bankruptcy filing or they commit one of several bankruptcy violations.  It doesn’t matter whether it’s a chapter 7, chapter 13 or other chapter.  The filing of a bankruptcy creates what is called an automatic stay. Collection stops because the U.S. Bankruptcy Code imposes the automatic stay with […]

charge off

Charge Off: What is it? Do I Still Have to Pay Charged Off Debt?

  A “Charge off” is an accounting device used by creditors.  Generally, if a debt has not been paid for 180 days or more, the original creditor will write off your debt, removing it from their books.  It does not mean that the debt no longer exists or that you […]

Completing Bankruptcy Schedules

Bankruptcy Schedules Focus on Key Categories of Filer’s Finances

Bankruptcy schedules, filed with the bankruptcy petition, each focus on one aspect of the filer’s personal finances.  There are 10 schedules, each designated with a letter, from A through J. Schedule A – Real Estate Schedule A requires listing of all real estate owned on the date of filing.  This is obvious […]



Attorney Myers is a member of the American Trial Lawyers Association, Massachusetts Academy of Trial Lawyers, and New Hampshire Trial Lawyers Association. The Law Offices of Andrew D. Myers offer a broad range of legal services in personal injury cases in Massachusetts (MA) and New Hampshire (NH) areas.

The information on this web site is offered for informational purposes only. It is not offered as, and does not constitute, legal advice. Laws vary widely from state to state. You should rely only on the advice given to you during a personal consultation by a local attorney who is thoroughly familiar with state laws and the area of practice in which your concern lies. This web site must be labeled advertisement in some jurisdictions.