Tag: car accident
Head-On Collisions: Is Finding Fault As Easy As It Might Seem?
Head-on collisions top the list of motor vehicle accidents, with a fatality rate second only to intersection accidents. These accidents happen when two or more vehicles’ front ends slam into each other. Either one driver crosses the center of the road and drives into oncoming traffic, or a driver goes […]
Solar Glare: Dangers Driving Into the Sun
You’re driving along and suddenly the bright sun blinds you. In that moment your car slams into another car causing an accident. Are you at fault? Reverse roles. You’re driving along minding your own business and suddenly without warning a car in the oncoming lane crosses the center line and […]
Top 10 Most Dangerous Intersections in New Hampshire
Dangerous intersections appear seemingly everywhere. Of the ten most dangerous intersections in New Hampshire identified by the state Department of Transportation, two are in Manchester, three in Nashua and two in the state capital, Concord. Transportation experts say many factors make intersections dangerous, not just the number of crashes. Other factors include poor traffic […]
No Fault Insurance: What Does It Mean?
I was in a car accident. A guy pulled out from a stop sign in front of me. There was nothing I could do to avoid hitting him. Now his insurance company asks me all kinds of questions, whether I was speeding, texting, maintaining my brakes and more. I thought […]
Reserves And How They Reduce an Injury Claim
When new claims are reported insurance companies set something called a reserve in the process of setting up a new file. The reserve establishes the estimated value of the accident claim. Required as an accounting procedure, reserves enable insurance executives to estimate the company’s total potential losses. From an accounting […]
Massachusetts PIP – Personal Injury Protection
Massachusetts PIP is how medical bills related to a car accident get paid. PIP stands for Personal Injury Protection. PIP is mandatory in all Massachusetts Auto Insurance Policies. Massachusetts PIP Basics PIP pays up to $8,000 in medical bills and lost wages caused by a motor vehicle accident. As with most […]
Injury Claim Handling: Hidden Pieces, Unknown Dynamics
Injury claim preparation requires piecing together many elements, some of which aren’t immediately obvious. Imagine a puzzle, but some pieces are hidden. Think about it. The furnace makes loud noise. Most homeowners won’t attempt to fix it. You need to fly cross country. Will you tune up the jet engines and pilot the aircraft yourself? Many jobs require expertise. […]
Burden of Proof: How Much Evidence is Enough?
Burden of proof measures the level of evidence that must exist to prevail in a legal matter. Anyone making a claim bears the burden of proof. People bringing personal injury claims may have been injured, but in court they bear the burden of proof. Prosecutors seeking to convict those charged […]
Seat Belt Use Admissibility in Injury Claims
Seat belt use reduces injuries and saves lives in motor vehicle accidents. Statistics prove it. But should the use or failure to buckle up be admissible in a personal injury claim where one is injured by the negligence of another driver? This poses an entirely different question. Seat Belt Use […]
Auto Insurance. Understanding Some Basics.
Auto insurance presents a necessary evil. Driving without it is folly. Driving a rolling two-ton metal box, disaster happens in a split second. Cars pose a rolling risk. Excuses for shirking off insurance include “I always drive responsibly … if I get in an accident the other guy’s insurance will pay.” […]