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Tag: Chapter 7

After you file bankruptcy

Eight Things That Happen After You File Bankruptcy

People facing mounting debt and collections often consider the bankruptcy option but what really happens after you file bankruptcy? You may have read about bankruptcy. You probably weighed the pros and cons. Even if you felt uneasy or even shock about the very idea of a personal bankruptcy filing there’s […]

Bankruptcy filings

Bankruptcy Filings: Penney’s, Pandemic & Personal Filings

2020 has been a year marked by trauma, virus, political upheaval and bankruptcy filings. For years the ease of online shopping gained enormous popularity. How easy is it to simply search, click and buy as opposed to getting in the car, fighting traffic and dealing with the hassle of parking, […]

filing bankruptcy after covid-19

Bankruptcy After Covid-19

In the midst of Covid-19, Congress passed a relief package which included changes to bankruptcy law after Covid-19. Most attention to the federal government’s corona virus bill focused on stimulus payments.  People looked for help to those unemployed by the pandemic. Unemployment claims skyrocketed Congressional action gave relief to those […]

Chapter 7 Surrendering a Car in Bankruptcy

Surrendering a Car in Bankruptcy: The Best Option For You?

Surrendering a car in bankruptcy means you give up the car.  But, the chapter 7 surrender also means the loan goes away. People often ask me if they can keep their car if they file bankruptcy.  And if they have a modest car without a lot of “equity”, the answer […]

Veterans in Bankruptcy

Veterans in Bankruptcy – V.A. Benefits Excluded from Means Test

Veterans in bankruptcy face enough challenges.  One such challenge no longer exists. The federal government on August 23, 2019 enacted the Honoring American Veterans in Extreme Need Act of 2019.  Also known as “HAVEN” the law amends Section 101(10A) of the U.S. Bankruptcy Code.  As a result, Veterans Administration and […]

Key Bankruptcy Facts

5 Top Bankruptcy Facts: Weighing the Reality and the Impact

Bankruptcy facts give us some perspective on what leads up to financial problems and what this legal option involves. Americans love their credit cards.  You often can’t check out of a big box store without the cashier … if there is still a cashier … trying to sell you their […]

Homestead in Bankruptcy

Homestead Protection: Amounts Covered Vary by State

Think of “homestead” and you might envision a scenic home representing a historical residence or grand family estate. In the legal world, homestead law protects equity in a home from being taken by creditors. Equity, when it comes to property, means the increase in the value of your home during […]

Collection Lawsuits & Demands

Collection Lawsuits and Bankruptcy

Collection lawsuits annoy those who receive court papers. People don’t want to get in debt. The time, energy and cost of answering court papers can boggle the mind. When one of your creditors sues you in small claims court or any other court you must appear and you must file […]

Bankruptcy Notice

Suggestion of Bankruptcy

A Suggestion of Bankruptcy is a document filed in court giving notice that one of the parties in a pending case has filed bankruptcy.  If the party is a defendant the filing stops the case by virtue of the automatic stay of bankruptcy.  However the document can also be filed […]

Bankruptcy Exemptions

Bankruptcy Exemptions: Why You Need Them

Like an iron gate protecting an entrance, bankruptcy exemptions protect a debtor’s property against loss in bankruptcy. Theory of Bankruptcy Exemptions In the old days when a person filed bankruptcy, the story goes, their property was taken and sold or ‘liquidated’, the proceeds then divided among creditors. Any remaining debt […]



Attorney Myers is a member of the American Trial Lawyers Association, Massachusetts Academy of Trial Lawyers, and New Hampshire Trial Lawyers Association. The Law Offices of Andrew D. Myers offer a broad range of legal services in personal injury cases in Massachusetts (MA) and New Hampshire (NH) areas.

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