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Tag: means test

filing bankruptcy after covid-19

Bankruptcy After Covid-19

In the midst of Covid-19, Congress passed a relief package which included changes to bankruptcy law after Covid-19. Most attention to the federal government’s corona virus bill focused on stimulus payments.  People looked for help to those unemployed by the pandemic. Unemployment claims skyrocketed Congressional action gave relief to those […]

Veterans in Bankruptcy

Veterans in Bankruptcy – V.A. Benefits Excluded from Means Test

Veterans in bankruptcy face enough challenges.  One such challenge no longer exists. The federal government on August 23, 2019 enacted the Honoring American Veterans in Extreme Need Act of 2019.  Also known as “HAVEN” the law amends Section 101(10A) of the U.S. Bankruptcy Code.  As a result, Veterans Administration and […]

Bankruptcy Petition Preparers


Bankruptcy petition preparers offer an option sort of like a guy in a trench coat selling wrist watches. Bankruptcy petition preparers are not attorneys but offer ‘document preparation services’. With a word processor and a computer, pretty much anyone can create a pile of paper. But a troublesome issue looms […]

Model: Stephanie Waterman

Bankruptcy Basics: Chapter 7, Chapter 13

There are two basic types of consumer bankruptcy, Chapter 7 and Chapter 13. Chapter 7 cancels or “discharges” many types of debt.  Most credit card, medical, and other unsecured debts are discharged, as are most court judgments and loans.  Many filers find all of their debts discharged. Debts not discharged […]

Should I FIle Bankruptcy: Considerations.

Should I File Bankruptcy? What Basics Should be Considered?

Should I file bankruptcy? Just the thought can overwhelm. Mountains of debt, collections and other pressing issues bring the issue into view, requiring a look at pros and cons. First, calculate how long it will take to pay off your debts. Throw all credit cards in a drawer. Figure how […]

Towing Cars in the Name of Security by @mjb on Flickr

Keeping Cars in Bankruptcy

Is keeping cars in bankruptcy possible while still discharging credit card debt?  We want to file a chapter 7 bankruptcy.  How do we tell if we make too much money to even file a chapter 7? Whether or not bankruptcy filers can keep any individual piece of property depends on many […]

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Attorney Myers is a member of the American Trial Lawyers Association, Massachusetts Academy of Trial Lawyers, and New Hampshire Trial Lawyers Association. The Law Offices of Andrew D. Myers offer a broad range of legal services in personal injury cases in Massachusetts (MA) and New Hampshire (NH) areas.

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