Personal Injury

Lilly the Office Mascot turns 10
My name is Lilly. Look at how fast I destroyed one of my birthday presents. Ha Ha. So you think I’m old? Here’s the thing. I have been the office mascot for years. Clients in Derry, New Hampshire and North Andover, Massachusetts luv me. Most of them anyhow. The very […]

Five Things Never to Say to an Insurance Claims Adjuster
Unless you’re in the insurance claims business you might not know five things never to say to an insurance claims adjuster. But then it happens. You’re in a car accident. Insurance companies call. You’ve decided to handle it yourself, despite the best advice here on my blog. Those with attorneys […]

Virtual Court: Can They Zoom Away Right to Appear in Court?
Can courts guarantee constitutional rights by holding virtual court? The coronavirus pandemic changed many things in our daily lives. As of this writing Covid-19 challenges continue. Schools, restaurants, small businesses and others struggle to comply with ever changing rules and requirements But what about the courts? While lots of people […]

Bad Drivers: The Worst States, The Worst Habits
Bad drivers clog the highways everywhere. Three states topping the national list of awful drivers with bad records exist in New England. Step aside, New York. Three New England states fill out the top five slots in a nationwide ranking of states with bad drivers. In a study updated in […]

When Insurance Companies Demand Past Medical Records
Question: How far back can an insurance company go in requesting past medical records? I had a car accident and herniated a disc. The claims adjuster sent a form telling me to sign letting them get medical records going back 15 years. Can insurance companies demand medical records going back […]

Latin Legal Terms. Legalese and Plain English
Law schools teach the new generation of lawyers to write clearly in contrast to old muddled legalese, but even now, Latin legal terms persist. Despite attempts to use plain English some older Latin words and phrases simply won’t go away. Certain Latin terminology finds itself deeply embedded in legal culture. […]

The Dark Side of Insurance
Deep down in the dark side of insurance lurks a story about one major insurance company. First of all, it defied court orders for 10 years refusing to disclose details on how it handles claims. Held in contempt of court, Allstate fought court orders requiring disclosure of their relationship with […]

How To Drive in a Rotary
Crazy as it sounds, lots of people don’t know how to drive in a rotary. Common sense and experience tell us to yield to traffic already in the rotary, wait for a safe opening and then proceed. Simple, right? It’s not a game of chicken. Unfortunately rotaries provoke heated controversy. […]

Bodily Injury Settlements After an Accident
Question about bodily injury settlements: “I was injured in an auto accident five months ago. I was not at fault and the person that caused the accident has no car insurance. At this point my chiropractor just released me after treating neck and back soft tissue injuries. The chiropractor’s notes […]

How Can Government Suspend Constitutional Rights?
What does it take to suspend Constitutional rights? It’s hard to imagine anyone who seriously thinks it’s OK to simply tear up the Constitution. At the same time most reasonable people agree something had to be done to contain the spread of the Covid-19 virus. Dictators face little trouble ordering […]