Blog Posts
New Hampshire Auto Insurance Law: Car Insurance Not Required
New Hampshire does not require that all vehicles be insured. Unlike most other U.S. states there is no compulsory auto insurance law in New Hampshire. As a practical matter, when most people buy a new vehicle, they need a car loan, and lenders won’t allow the car to be driven […]
When Do We Turn Clocks Back and Ahead?
Spring ahead, fall back. That’s the saying, right? Despite attempts to change the law the U.S.A. still clings to the old habit of switching back and forth to Daylight Savings time. The saying “Spring ahead” refers to the practice of turning the clocks ahead in the spring … and “Fall […]
No Fault Insurance: What Does It Mean?
I was in a car accident. A guy pulled out from a stop sign in front of me. There was nothing I could do to avoid hitting him. Now his insurance company asks me all kinds of questions, whether I was speeding, texting, maintaining my brakes and more. I thought […]
PERSONAL INJURY CLAIMS IN BANKRUPTCY
Personal injury claims in bankruptcy present a challenge. As with most challenges, knowing the landscape helps address the issue. Bankruptcy laws require that all assets be identified and listed in the various petitions, statements and schedules that are part of the filing. This is because, if you’re filing a chapter […]
Uninsured Motorists: Car Accidents with the Uninsured & Underinsured
If you’re in a car accident due to someone else’s negligence, chances are 1 in 7 the at fault driver is an uninsured motorist. Nationally, up to 14 % of all cars on the road are not insured. That statistic comes from the Insurance Research Council. It’s important that you […]
Expert Testimony: Toxicology
The sun rises in the east and sets in the west. Simple. But any time any scientific principle much more complicated that that is introduced in court, it must generally be supported by expert testimony. For example, to contest the results of a breath alcohol reading, one needs an expert […]
Insurance Claim Secrets Revealed
Insurance Claim Secrets would be nice to know for anyone who has suffered a loss. Insurance Claim Secrets Revealed is the title of a book authored by an insider who spent decades inside the insurance industry. Insurance Claim Secrets & The Wizard of Oz Early on, the author compares the […]
The Truth About The McDonald’s Hot Coffee Case
The McDonald’s hot coffee case lives in legend, standing to many as an example of ‘frivolous’ law suits. Yet those who hold such opinions have never let the actual facts stand in the way of their attack on the case and the civil justice system. The truth about the McDonald’s hot […]
What is a Bankruptcy Discharge Violation?
When a bankruptcy petition is filed, an automatic stay goes into effect immediately, ordering a stop to all collection activity with the force of a federal injunction. Later, when the bankruptcy court issues a discharge, the legal obligation to pay the debts terminates. Bankruptcy stops collection activity. But what if […]
Car Accident Claims Are Simple, Right? How Can There Be Hidden Perils?
Car accident claims raise challenges far beyond the deceptively simple application forms insurance companies send. Those injured often think it unnecessary to retain a car accident lawyer. The forms are so simple. The adjuster is so friendly. Insurance websites sometimes show the claim process as a simple fill-in-the-blanks exercise simple […]
