Tag: debt collectors
Debt Collection Abuse. Legal Constraints on Collection
Debt piles up due to loss of employment, illness and other life events. Outrageous interest rates, charges and fees are enough. But, over aggressive bill collectors top it off. Rude tactics at all hours violate the law. Abusive Debt Collection Federal law prohibits abusive debt collection. This is conduct by debt collectors […]
Should I File Bankruptcy? What Basics Should be Considered?
Should I file bankruptcy? Just the thought can overwhelm. Mountains of debt, collections and other pressing issues bring the issue into view, requiring a look at pros and cons. First, calculate how long it will take to pay off your debts. Throw all credit cards in a drawer. Figure how […]
Is Rebuilding Credit After Bankruptcy Possible?
Rebuilding credit after bankruptcy isn’t the easiest thing you’ll ever do. But, if you implement a plan and follow it, you will not be the first person in the world to file bankruptcy and then build a decent credit rating. Car Loan & Bankruptcy If you have a car that […]
Keeping Cars in Bankruptcy
Is keeping cars in bankruptcy possible while still discharging credit card debt? We want to file a chapter 7 bankruptcy. How do we tell if we make too much money to even file a chapter 7?. Whether or not bankruptcy filers can keep any individual piece of property depends on […]