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Tag: Chapter 7

Homestead in Bankruptcy

Homestead Protection in the Law

Think of “homestead” and you might envision a scenic home representing a historical residence or grand family estate. In the legal world, homestead law protects equity in a home from being taken by creditors. Such protections exist in state law. Nearly every U.S. state has its own homestead statute, designed to […]

Collection Lawsuits & Demands

Collection Lawsuits and Bankruptcy

Collection lawsuits annoy those who receive court papers.  People don’t want to get in debt.  The time, energy and cost of answering court papers can boggle the mind. When one of your creditors sues you in small claims court or any other court you must appear and you must file […]

Bankruptcy Notice

Suggestion of Bankruptcy

A Suggestion of Bankruptcy is a document filed in court giving notice that one of the parties in a pending case has filed bankruptcy.  If the party is a defendant the filing stops the case by virtue of the automatic stay of bankruptcy.  However the document can also be filed […]

Bankruptcy Exemptions

Bankruptcy Exemptions: Why You Need Them

Like an iron gate protecting an entrance, bankruptcy exemptions protect a debtor’s property against loss in bankruptcy. Theory of Bankruptcy Exemptions In the old days when a person filed bankruptcy, the story goes, their property was taken and sold or ‘liquidated’, the proceeds then divided among creditors.  Any remaining debt was then […]

Debt collection and bankruptcy violations

Debt Collectors and Bankruptcy Violations

Debt collectors must stop after a bankruptcy filing or they commit one of several bankruptcy violations.  It doesn’t matter whether it’s a chapter 7, chapter 13 or other chapter.  The filing of a bankruptcy creates what is called an automatic stay. Collection stops because the U.S. Bankruptcy Code imposes the automatic stay with […]

New Years Resolutions Legal Angle

New Year’s Resolutions: Legal and Financial Matters

  Lose weight.  Exercise.  Eat Healthy.  All great resolutions.  But, here are some smart New Year’s resolutions to upgrade your legal and financial status: 1.   Balance & review all accounts monthly or more often.  With rampant identity theft and big box store security breaches this is a must.  Some people check bank transactions daily.  There’s software […]

bankruptcy exemptions

BANKRUPTCY: INCLUDE ALL ASSETS INCOME AND DEBT

People sometimes talk about “putting things into” a bankruptcy, or “not putting something into” their bankruptcy.  In reality, bankruptcy law requires full complete truthful disclosure of all assets, income and debt. Often, various issues can be addressed in a beneficial manner as long as there is full disclosure.  But, when […]

charge off

Charge Off: What is it? Do I Still Have to Pay Charged Off Debt?

  A “Charge off” is an accounting device used by creditors.  Generally, if a debt has not been paid for 180 days or more, the original creditor will write off your debt, removing it from their books.  It does not mean that the debt no longer exists or that you […]

Debt Collectors and Payments

DEBT COLLECTORS & ORIGINAL DEBT

Attorney Myers:  I’m being sued in small claims court over a debt from a company I never heard of.  I know that I have some past bills.  I went through a divorce, an illness and a layoff.  The name of the company that brought this claim in court against me […]



Attorney Myers is a member of the American Trial Lawyers Association, Massachusetts Academy of Trial Lawyers, and New Hampshire Trial Lawyers Association. The Law Offices of Andrew D. Myers offer a broad range of legal services in personal injury cases in Massachusetts (MA) and New Hampshire (NH) areas.

The information on this web site is offered for informational purposes only. It is not offered as, and does not constitute, legal advice. Laws vary widely from state to state. You should rely only on the advice given to you during a personal consultation by a local attorney who is thoroughly familiar with state laws and the area of practice in which your concern lies. This web site must be labeled advertisement in some jurisdictions.