Author: Andrew Myers
Unfair and Deceptive Insurance Practices
Unfair and deceptive insurance practices are prohibited by law. That doesn’t mean it doesn’t happen. Consider the case of Odin Anderson, crossing the street in Boston on a clear, sunny afternoon, when he was hit by a 13 ton shuttle bus making a left turn. The bus driver told his […]
Electronically Stored Information in Lawsuits
People involved in civil lawsuits must comply with rules of discovery requiring that they produce documents requested by the other side. In another article we describe basic court discovery rules. But what if there are no paper documents? What if the information at issue is stored electronically, some on one […]
Is My Privacy And Security Protected If I’m In A Lawsuit?
Privacy and security concerns raise increasing concern to those forced to release personal information during lawsuits in an era of increasing identity theft. People who bring law suits or who are drawn into lawsuits must identify themselves and relevant background. But how far do they have to go? Federal Rule […]
Fools In The Law 2014
April Fool’s Day means my local newspaper column, usually answering legal questions or focusing on various laws, turns instead to what I call “Fools in the Law”. Here are some choice legal moments over the last year. Bedford, NH. A 25 year old man hailed a cab to take him home from a Manchester nightclub. […]
Trusts and Bankruptcy: Does A Trust Protect Property in Bankruptcy?
Sometimes people put money in a trust, thinking it’s like a lockbox. Out of reach of liabilities including creditors in a bankruptcy filing. Is that true? Trust as a Lockbox? The ‘lockbox’ idea is somewhat common. But there are many different types of trusts. The individual terms of each define […]
That Never Happened Before – Defense to an Accident Case?
Something happens. There’s an accident. Someone runs out and says “that never happened before.” Even after the injuries are treated and the accident is reported to higher-ups in management or an insurance company, this phrase is often repeated as if to say, we did nothing wrong, it’s your own fault. […]
Photo and Video Evidence: Always Allowed in Court?
Photographs and video present some of the most effective evidence possible in court. In the dark ages of photography it took a small investment to buy or rent video equipment. But now, almost everyone has a basic camera at their fingertips through a cell phone. So, it’s hard to imagine […]
Reserves And How They Reduce an Injury Claim
When new claims are reported insurance companies set something called a reserve in the process of setting up a new file. The reserve establishes the estimated value of the accident claim. Required as an accounting procedure, reserves enable insurance executives to estimate the company’s total potential losses. From an accounting […]