Blog Posts
How the Insurance Company Will Minimize Your Injury Claim
Insurance companies are in the financial services business. Contrast this with the ‘do the right thing for the consumer’ business. Investing premiums in real estate and settling injury claims at bargain basement prices are two ways insurers maximize profit and minimize cost. “Delay, deny and defend” are three well documented insurance industry practices aimed […]
Bankruptcy Case Timeline
Chapter 7 bankruptcy cases travel along a track, much like a train. Unless unforeseen problems get in the way, the cases generally stay pretty much on schedule. Here is the timeline, listing main events in a typical chapter 7 case. Credit Counseling Prior to filing, every debtor must take this, […]
Credit Counseling: Bankruptcy Requirement
Bankruptcy filings require preparation. Bankruptcy law makes credit counseling one step in the process. You can’t file a valid chapter 7 or chapter 13 without completing credit counseling, earning this step the name ‘Ticket In’ to bankruptcy. Credit Counseling: “The Ticket In” Under bankruptcy law people, not businesses, must take credit counseling before filing under Chapter 7 or 13. Credit counseling can […]
Workers Compensation Benefits & Job Injuries
After an employee is injured at work some companies attempt to minimize or outright ignore it if they think they can get away with it. Sometimes they can if the injured worker sits idle. However, whether the injured worker receives proper benefits is not up to the company. State law […]
Keeping Cars in Bankruptcy: Asset Value and Exemptions
Most of my new clients asking about bankruptcy have one question: Attorney Myers: If I file bankruptcy can I keep my car? Answer: Most often the answer is yes. At the same time we need to check a few facts about your situation before we get to the right answer. […]
Must I Disclose Income In Bankruptcy?
Potential bankruptcy filers sometimes ask whether they really have to produce their income taxes and pay stubs when they file, isn’t this ‘nosey’ of the bankruptcy court? After a voluntary bankruptcy petition is filed and before the creditors meeting, the person filing must disclose income. The law requires submission of all pay […]
How Are Personal Injury Claims Investigated?
Personal injury claims are nearly always investigated by insurance companies to varying degrees. The existence of pre-existing conditions is nearly always discovered, for example. Such conditions can be developed in exhaustive discovery of medical records, then through ‘independent medical examinations’. At the beginning of the claim, insurance companies will ask for […]
Should I File Bankruptcy? What Basics Should be Considered?
Should I file bankruptcy? Just the thought can overwhelm. Mountains of debt, collections and other pressing issues bring the issue into view, requiring a look at pros and cons. First, calculate how long it will take to pay off your debts. Throw all credit cards in a drawer. Figure how […]
What Is My Personal Injury Case Worth?
What is my personal injury case worth? The answer takes in many factors. They include the nature of the injury and how it impacted the life of the injured person. The issue of full fair case evaluation requires thorough review of many factors. What is My Case Worth Factors Some, […]
Be Careful With Internet Postings
Attorney Myers: Can I legally be fired due to Facebook comments? I work for a fairly large corporation and have been given a warning over posts I made that never directly used the company’s name. For example, I said I wished that I had never left my previous job. I […]
