Author: Andrew Myers
Insurance Claim Secrets Revealed
Insurance Claim Secrets would be nice to know for anyone who has suffered a loss. Insurance Claim Secrets Revealed is the title of a book authored by an insider who spent decades inside the insurance industry. Insurance Claim Secrets & The Wizard of Oz Early on, the author compares the […]
The Truth About The McDonald’s Hot Coffee Case
The McDonald’s hot coffee case lives in legend, standing to many as an example of ‘frivolous’ law suits. Yet those who hold such opinions have never let the actual facts stand in the way of their attack on the case and the civil justice system. The truth about the McDonald’s hot […]
What is a Bankruptcy Discharge Violation?
When a bankruptcy petition is filed, an automatic stay goes into effect immediately, ordering a stop to all collection activity with the force of a federal injunction. Later, when the bankruptcy court issues a discharge, the legal obligation to pay the debts terminates. Bankruptcy stops collection activity. But what if […]
Car Accident Claims Are Simple, Right? How Can There Be Hidden Perils?
Car accident claims raise challenges far beyond the deceptively simple application forms insurance companies send. Those injured often think it unnecessary to retain a car accident lawyer. The forms are so simple. The adjuster is so friendly. Insurance websites sometimes show the claim process as a simple fill-in-the-blanks exercise simple […]
Why Are There So Many Courts? Where Do I File A Case?
Courts exist in many varieties, matching the multiple types of disputes that people have. Personal injury attorneys have a duty to diligently pursue a clients best interests, meaning selecting the right forum is critical. Federal Courts The law provides limited jurisdiction in federal courthouses. They handle only those cases specified […]
Adversarial System of Law & Personal Injury Claims
The adversarial system of law in the USA relies on legal advocates with opposing views battling it out. A neutral party, a judge, a jury a mediator or some other entity makes the final call. The issue of whether this works requires anyone getting involved in the system, even in […]
Negotiation of Personal Injury Cases
Negotiation offers a key opportunity in every legal matter. Many cases settle before trial. Negotiation skills increase the likelihood of acceptable final results. Basic skills are the same but we focus here on negotiating personal injury claims. Know Your Case Before Negotiation In a personal injury claim knowing the case brings special […]
How To Avoid An Insurance Low Ball
A low ball happens when insurance companies offer much less than cases are worth. Courts document low balls and find them in cases where liability is either clear or highly likely. Here’s the dictionary definition of a lowball: “Low ball: to trick or deceive … to give a markedly or […]
Insurance Exclusions: When is a Comma Worth One Million Dollars?
Insurance exclusions take away coverage for damages you might otherwise think are covered in an insurance policy. Insurance exclusions often appear as a clause in an insurance policy that eliminates coverage for specified events. For example, homeowner’s policies often exclude coverage for flood damage. Simple, right? Anyone actually sitting down and reading […]
Unfair and Deceptive Practices in the Business of Insurance: An Update
A pedestrian accident caused serious permanent injuries including a skull fracture. But the pedestrian’s claim met aggressive defense by insurance companies, tactics held by a court to be unfair and deceptive practices in the business of insurance. A Massachusetts Superior Court actually reconsidered and increased its initial penalties. In Anderson v. American […]
