Blog Posts
New Hampshire Car Insurance
New Hampshire stands alone as the only state in the U.S. not requiring car insurance. That’s right, while most states like neighboring Massachusetts mandate auto insurance before you can even register a car, New Hampshire never passed a law making car insurance obligatory. Maybe it’s the “Live Free or Die” […]
Small Cars: Are They Really More Dangerous?
Small cars bring more affordable car payments but are they safer? The laws of physics tell us that when a large object and a small object crash, the larger one sustains less damage. But that scenario fails to tell the whole story. True, numerous traffic studies confirm that SUVs top […]
Event Data Recorders: They’re Watching Your Driving
Event Data Recorders lurk inside up to 90% of all new cars, ready to store data on a crash. You’re cruising along, mind half on the road and half on life events. If you’re like most people, you don’t even know the event data recorder is hard wired under the […]
Worst Traffic in the World: More Headaches More Accidents
You know traffic presents a nightmare. The more traffic the more accidents. But how bad is it? Anyone driving in a city on a regular basis knows that traffic isn’t getting any better. It kills time, drains productivity and causes accidents. Traffic does nothing for mental health. In fact, […]
Insurance Tracking Devices: Do You Want The Insurance Company Watching?
Would you drive more carefully if you knew your car insurance company was watching you? Insurance companies now offer spy devices that monitor driving habits. It can be either a small hard wired device installed in your car or a smartphone app, or a combination of both. It’s called telematics and […]
Student Loan Debt: Will Bankruptcy Law Ease?
Student loan debt nags at over 44 million Americans facing a total of 1.48 trillion dollars in student loans. 14% owe over $50,000. That holds student loan holders back from making desired purchases such as homes and cars. It challenges young adults otherwise seeking to gain independence and get a […]
Hit & Run: Leaving the Scene of an Accident.
Question: I backed into another car at the mall parking lot and dented it. I know I should have left a note with my info but I didn’t. I just left. How much trouble could I get into for leaving the scene? Answer: Leaving the scene of an accident, even […]
Seatbelts: Why Do We Have to Wear Them?
Seatbelts raise little controversy. Many people buckle-up without thinking much about it. Others wonder why we wear seatbelts, what actual purpose is served and why we don’t have the option to buckle up or not. Such questions present fair and important issues. The answers lie in safety concerns. Extensive research and studies prove […]
What Causes Most Car Accidents?
You’re driving along at full highway speed. Music plays. Thoughts wander from that project at work to weekend plans. Seems like nothing could go wrong. The suddenly, bam. Car accidents kill 38,000 people in the U.S. each year. Two million injuries result from car accidents annually. Records indicated 34,436 car […]
Driving High: Are Pot Smokers Causing More Accidents?
As more and more states legalize recreational marijuana, debate rages on about driving high and its effects. Can people drive just as well after smoking pot? Are those who drive high causing accidents? How do police prove a driver was driving high? One insurance research group found that collision claims […]
