Blog Posts
FICO Credit Score: New Scoring System Helps Some Borrowers
FICO credit scores mean everything to anyone applying for a loan. The company behind FICO plans a new way to calculate the score for some in 2019. Whether it’s a credit card, a car loan or a mortgage chances are the lender looks at your FICO score to figure out […]
Worse Drivers, Men or Women? The Survey Says …
Who are the worse drivers, men or women? We’re not looking to inflame the so-called battle of the sexes. In researching this topic we found numerous studies claiming to provide facts and insight on America’s driving habits. After a while the studies piled up to the point that this age-old […]
Time Change Causes Accidents
Spring ahead and fall back, they say, but do they know the time change causes accidents? Setting clocks ahead in the spring and back in the fall annoys many people. Beyond the annoyance, car accident experts warn that setting the clock back in the fall increases the number of car […]
Legalizing Pot: New Hampshire Commission Reports on Year Long Study
Legalizing pot poses big issues. A handful of states allow recreational weed. Will New Hampshire be next? New Hampshire lawmakers asked a study commission to look into a broad range of issues. On November 1, 2018 the 17-member group released a report looking at issues raised by legalized weed. During […]
Real ID: What is it? Why is Renewing my Driver’s License So Complicated?
Real ID is the name given to kicked up federal standards for driver’s licenses and other types of identification. When your driver’s license comes up for renewal you need to quickly brush up on the choices facing you. Hopefully this article simplifies the issues. Congress passed the REAL ID Act, […]
Turn Signals – Why Drivers Neglect Them & How It Causes Accidents
Turn signals are automatic for most drivers. Some drivers automatically activate blinkers before turns. Others automatically ignore turn signals. Everyone knows failing to use turn signals before a lane change or prior to making a turn is wrong. Turn signals make up one of the basic rules new drivers learn […]
Driving With a Loose Dog in the Car
Is it legal to drive with a loose dog in the car? Most dogs love jumping in the car and riding around town with their family. How often do you see a dog with its head hanging out a car window watching the world go by? Or, often we all […]
Driving in the Rain – Highway Dangers
Driving in the rain presents greater danger than driving in wintry snow and ice. That’s right. You know how some people go crazy when the snow flies. Officials warn everyone to stay off the roads due to snow and ice. Grocery stores fill up with shoppers grabbing milk, bread and […]
Medical Bills and How to Handle Them – Insurance Issues
Medical bills are through the roof. Even though we’re all supposed to have health insurance, not everyone does. Even with health insurance, co-pays and deductibles alone often break the bank. Can health care providers send their bills to collection? Are there special rules for bill collectors going after people for […]
ADHD a Risk Factor for New Teen Drivers?
Are teenage drivers with ADHD or Attention Deficit Hyperactivity Disorder more likely to get into car accidents? Researchers at the University of Pennsylvania placed 60 drivers aged 16 and 17 in a driving simulator to find the answer. All of the teen drivers in the study received driver’s licenses within […]